Transferring money from M-Pesa to a Stanbic Bank Kenya account is straightforward using the official Paybill number. This guide covers every method, current charges, and what to do if something goes wrong.
Stanbic Bank Kenya M-Pesa Paybill Number
Paybill: 600100 Account number: Your Stanbic Bank account number
This is the official Stanbic Bank Kenya Paybill number for receiving M-Pesa transfers directly into your bank account.
Step-by-Step: M-Pesa to Stanbic via Paybill
- Open M-Pesa on your Safaricom line
- Select Lipa na M-Pesa
- Select Pay Bill
- Business Number: 600100
- Account Number: your Stanbic account number
- Enter amount
- Enter your M-Pesa PIN and confirm
You will receive an SMS confirmation from both M-Pesa and Stanbic Bank once the transfer is complete.
Method 2 — M-Pesa Send to Bank
- Open M-Pesa
- Select Send Money
- Select Send to Bank Account
- Choose Stanbic Bank from the list
- Enter your account number and amount
- Confirm with your PIN
Transfer Charges
| Amount (KES) | M-Pesa charge |
|---|---|
| 10 – 999 | KES 14 |
| 1,000 – 4,999 | KES 23–65 |
| 5,000 – 9,999 | KES 78–87 |
| 10,000 – 19,999 | KES 97–109 |
| 20,000 – 49,999 | KES 115–135 |
| 50,000 – 150,000 | KES 162 |
How Long Does It Take?
- Business hours (8AM–5PM weekdays): Instant to 1 hour
- After hours and weekends: Next business day morning
- If delayed: Call Stanbic on 0703 087 000 or Safaricom on 100
Transfer Limits
Maximum per M-Pesa transaction: KES 150,000 Maximum M-Pesa daily limit: KES 300,000
Stanbic Bank App Alternative
The Stanbic Bank Kenya mobile app allows you to link your M-Pesa and pull funds directly. This is often processed at a lower fee than pushing from M-Pesa. Download the app and navigate to Transfers → From M-Pesa.
Summary
| Method | Details | Speed |
|---|---|---|
| Paybill 600100 | Fastest, most reliable | Minutes |
| Send to Bank | Via M-Pesa menu | Minutes |
| Stanbic app pull | Often cheaper | Minutes |
Always verify your Stanbic account number before confirming. For large transfers, consider splitting into multiple transactions on separate days if you approach the KES 150,000 per transaction limit.